Vision Credit Education Receives Grant from Republic Bank for VITA
Vision Credit Education has received a $3,000 grant from Republic Bank to support the 2011 Volunteer Income Tax Assistance (VITA) program. This grant will be used to help support the two tax sites that...
View ArticleAA Thompson Center Hosts 4 Day Ready to Rent Workshop
The AA Thompson Center in Southeast Raleigh is hosting a 4 day workshop for the popular Ready to Rent program. Ready to Rent provides participants with the information and resources to gain approval to...
View ArticleTownsends Financial Counseling and Transitional Hotline
[UPDATED September 6, 2011] Farmers who are directly affected by the Townsends, Inc. closure are eligible for financial counseling through a special initiative. A telephone hotline has been established...
View ArticleBank of America $5 Debit Card Fees Are Unpopular, But Not Too Unpopular
Bank of America has announced expected monthly debit card fees of $5 beginning in 2012. These fees will be assessed for any month that you utilize your debit card for a purchase. It does not matter if...
View ArticleWhat Are the Biggest Financial Scams of 2012?
Every year shows various trends in financial scams. In 2010 and 2011, debt settlement scams, tax reduction frauds and worthless vehicle extended warranties were prevalent. While it may be too soon to...
View ArticleCredit Education Class at Cornerstone
Vision Credit Education will be conducting a credit education class at the Cornerstone Center in downtown Raleigh, NC. This class is conducted as a component of the Ready-to-Rent program that is...
View ArticleCredit Challenges will Increase your Borrowing Costs
You may have struggled with bad credit in the past. You likely already know that your past credit challenges will increase your borrowing costs as you try to move forward with your life.As you break...
View ArticleJudgments Often Disrupt Debt Settlement Plans
Debt settlement companies claim that they can get you out of debt in about 3 years. The trouble is, collection agencies often choose to pursue legal action against you before you could ever put enough...
View ArticleShould I Choose Credit Counseling or Debt Settlement?
If you have found yourself in debt, you may be confused by the numerous debt relief options that are available. Most debt relief firms focus on only one or two options, but there are several options...
View ArticleMost Debtors Plan to Delay Credit Counseling Until After Holidays
You know you need help with your credit card debt, yet your kids expect you to provide them with a nice Christmas. If you are like most households this year, you will overspend during the 4 weeks...
View ArticleMinimum monthly payment of $25 applies to Chase credit cards
Having a small minimum monthly payment is one of the great appeals of using a credit card to spread out purchases. However, Chase has found that cardholders that only make a $10 monthly payment have a...
View ArticleI am behind on credit card payments–Can I just start over?
So many of our new clients state that although they are behind on their credit card payments, their situation has improved to where they could afford their original minimum payments. They just might,...
View ArticleIs your stay-at-home wife skimming at each purchase?
One of the best kept secrets of stay-at-home spouses is a means for skimming a bit of extra cash off of ordinary transactions. By taking advantage of the cash back feature when making purchases, wives...
View ArticleWhat does it really cost to repay $40,000 in credit card debt?
That $40,000 in credit card debt might seem manageable, but if you carry it long term, it could easily cost you over $70,000 in interest over a decade and still owe the entire amount. The decision to...
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